Mary Ann was the only surviving daughter of Edward and Ann.  She was born in 1820 and was still living with her father in 1841.  In 1850 she married Frederick Stebbings at St Peter's, Walworth.  Frederick was the nephew of Rhoda Stebbings who had married Mary Ann's older brother Charles in 1835.  At the time of their marriage Mary Ann and Frederick were living at 1 Surrey Grove, and Frederick was a leather dresser. 

They had 3 children, all born in Camberwell: Elizabeth Ann born in 1851, Thomas born in 1852 and Charles Frederick born in 1855.  In 1861 they were living at 33 John Street, Bermondsey which was later to be one of the business premises of James Garnar's leather company.  However, only the two boys were with their parents as Elizabeth was living with Mary Ann's younger brother James and his wife Rachel, which she continued to do for the rest of the their lives.

By 1871 Frederick, Mary Ann and the boys had moved to Kenninghall, Norfolk, not far from Frederick's birthplace at Garboldisham.  Frederick was a farmer with 29 acres.  They were still in Kenninghall in 1881.  By this time it appears that Thomas had already emigrated to Canada, while Charles was a boarder with a family in the Sidcup area, near to where his sister Elizabeth was living with Thomas and Rachel. 

By 1887 Frederick and Mary seem to have been living in the same area as Mary Ann died in Bromley in 1887.  Two years later, Frederick married Sarah Arrow nee Yates who was the sister of Emily Yates, the first wife of Charles Thomas Garnar (eldest son of Charles and Rhoda).  In 1891 Frederick and Sarah were living at Shirley Cottage, Foots Cray,Sidcup.  Frederick died in 1900 and Sarah then went to live with her daughter Emily in Cliff at Hoo, Kent.

Elizabeth Ann Stebbings was living with her uncle Thomas and his wife Rachel as early as 1861 and continued to live with them for the rest of their lives, first at Crown Hill then Knights Hill, Lambeth and later at Norwood Villa, Foots Cray, Sidcup, Kent. 

When Thomas died in 1897, he left £1000 and 17 freehold cottages on Willow Rd, Sydenham to his niece Elizabeth (compared with £250 which he gave to each of his other nieces and nephews). 

Elizabeth continued to live at Norwood Villa after Rachel died in 1907.

When Elizabeth herself died in 1826, her estate was about £20,000.  This also included 7 cottages in Shirley Road, Sidcup which she had inherited from her father.  The bulk of her fortune went to her late brother Thomas' children who were in New Brunswick, Canada.   

Thomas Stebbings seems to have emigrated to Canada between 1871 and 1881.  He married Annie Goodwin and they had 4 children:  Charles Frederick born in 1881, William George born in 1883 (and died in 1918), Elizabeth Augusta born in 1889 and Winnifred Goodwin born about 1891.  Thomas died before his sister Elizabeth, but Elizabeth's will left her £1,000, also Elizabeth's gold watch and chain, and all her wearing apparel and clothes.  At this time she was living at Weldon Street, Sackville, New Brunswick.  The three surviving children were the main beneficiaries of Elizabeth's will, each receiving £500 and a third of the residue of Elizabeth's estate.  Elizabeth also received a 5 stone diamond ring and Elizabeth's piano and Winnifred received a 3 stone diamond ring.

Charles Frederick Stebbings was a wheelwright in Norfolk in 1871, and in 1881 he was a carpenter, living with the Green family at Caleb Cottages, Foots Cray, Sicup, Kent.  He married Ellen Rebecca Humphrey in 1884 and in 1891 they were living at Longlands Cottage, Footscray and Charles was a builder.  Although his sister and brother both received bequests from Thomas Garnar's will (as did all Thomas' nephews and nieces), Charles is not mentioned in Thomas' will.  Charles died in 1899 aged 44.  He does not appear to have had any children as in 1901 his widow Ellen was living with her 83 year old mother Kate Humphrey at Shirley Cottage, Foots Cray.   This may have been one of the cottages on Shirley Road that was left to Elizabeth by her father, Frederick Stebbings.